Revolut Fee for Crypto: 2025 Guide

Published On: 2025-11-06

Prepared by Jameson Richman and our team of experts with over a decade of experience in cryptocurrency and digital asset analysis. Learn more about us.

Revolut fee for crypto can be confusing: fees are a combination of spread (implicit markup), account-tier commissions, and possible blockchain/network charges if you move crypto off the platform. This 2025 guide breaks down how Revolut charges for buying, selling, and—where available—withdrawing crypto, compares Revolut fees to major exchanges, gives step-by-step examples and calculations, and offers practical tips to reduce costs and choose the right platform for your needs.

What is Revolut and how it handles crypto?

Revolut is a digital banking/fintech platform that offers currency exchange, banking-like services, cards, and cryptocurrency trading inside its app. For background on the company, see the Revolut overview on Wikipedia. Revolut’s crypto product is aimed at convenience — it lets users buy and sell major coins without managing private keys (unless you use their wallet/withdrawal features where supported). Because crypto trading in Revolut is built into a multi-asset app, fees are designed for simplicity rather than active or professional traders.

Understanding the components of Revolut crypto fees

When assessing the revolut fee for crypto, consider these fee layers:

Implicit spread / markup: Revolut usually applies an exchange markup or spread when you buy or sell crypto. That means the price offered includes a small percentage above (buy) or below (sell) the market mid-price.
Subscription-level discounts: Revolut tiers (Standard, Plus, Premium, Metal, etc.) often receive different fee levels. Higher-tier users typically pay smaller markups or get a certain number of fee-free trades per month.
Conversion / FX fees: If you fund a purchase with a currency different from the crypto pricing currency, a currency conversion fee may apply according to Revolut’s FX policy.
Network / withdrawal fees: When Revolut allows withdrawals to external wallets, blockchain network (miner) fees apply. These are charged by the blockchain and sometimes passed to users directly.
Additional service fees: Occasional fees for instant buy or special payment methods may appear in-app.

Note: exact percents and fee mechanics can change over time. Always check the in-app “Fees” section or official Revolut pages for the current schedule.

How Revolut’s fee structure compares to centralized exchanges

Revolut is optimized for convenience and casual crypto buyers. Professional traders typically prefer crypto exchanges for lower fees and more execution control. Here’s a comparison summary:

Revolut: Convenience-first, simple buy/sell UI, implicit spread, subscription discounts. Limited advanced order types (depends on product updates) and until recently constrained wallet withdrawal features in some regions.
Major exchanges (Binance, Bybit, Bitget, MEXC): Lower maker/taker fees, volume discounts, advanced order types, staking, derivatives, and generally better net pricing for high-frequency or high-volume traders. Explore Binance’s fee policies in detail at reliable industry resources (e.g., fee guides and futures fee explanations) such as this breakdown of futures fees: Fees: Binance Futures Explained.

If you want to try exchanges that typically offer lower trading fees, consider registering through these referral links:

Example fee calculations — how to estimate the Revolut fee for crypto

Below are hypothetical calculations to illustrate how fees add up. Replace the percentages with the live values shown in your Revolut app.

Scenario A — Buying crypto with Revolut

Order: Buy 1,000 USD worth of Bitcoin
Revolut markup/spread: 1.5% (example)
FX conversion fee: 0.0% (funded in USD)
Network withdrawal: not applicable (hold inside app)

Calculation: 1,000 USD × 1.015 = 1,015 USD effective cost. The implicit fee = 15 USD (1.5%).

Scenario B — Buy and withdraw to external wallet

Buy 1,000 USD worth of ETH with 1.5% markup = 1,015 USD cost
Withdraw ETH to an external wallet: Revolut (or the blockchain) charges a network fee — assume 0.01 ETH network fee ≈ 15 USD (depends on gas)

Effective total cost ≈ 1,030 USD. Combined cost = 30 USD (3.0%) in this simplified example.

Key takeaway: If you plan to withdraw or move crypto frequently, network fees and any withdrawal-related charges make Revolut less cost-effective than exchanges that let you manage fee levels and batch withdrawals.

Typical volatility and weekend/holiday surcharges

Some platforms apply higher markups during low liquidity or weekend periods. Revolut may widen spreads at times of high volatility to reflect market risk. Check the live in-app quote before executing trades to see the actual buy/sell prices and compute exact markup.

How to check Revolut’s current crypto fees

Open your Revolut app and go to the Crypto section.
Tap “Buy” or “Sell” for the currency pair you want; the app will show the price and the effective fee/markup.
Review your account tier — Premium/Metal/Plus may show discounted rates in the app’s pricing details.
For withdrawals, attempt a wallet transfer to see any announced network charge prior to confirming the transaction.

Ways to reduce the Revolut fee for crypto

Optimizing fee costs often involves behavioral and account choices. Here are practical strategies:

Use higher-tier plans if you trade occasionally: Premium or Metal users often get lower markups, making small-to-medium buys cheaper in net terms.
Avoid unnecessary conversions: Fund purchases using the same currency that prices the crypto in Revolut to avoid FX conversion fees.
Batch withdrawals: If you plan to move crypto off-platform, consolidate transfers into fewer larger withdrawals to spread the fixed network fee across a larger amount.
Use exchanges for active trading: If you trade frequently or use advanced orders, sign up at low-fee exchanges (Binance, Bitget, Bybit, MEXC) where maker/taker fees are typically lower and discounts apply to high-volume traders. Use the referral links above to register.
Time withdrawals for lower network fees: For Ethereum or other networks with variable gas, use gas trackers (e.g., Etherscan’s Gas Tracker at Etherscan Gas Tracker) or the Ethereum gas documentation at ethereum.org to find lower-cost windows.

When should you use Revolut for crypto?

Revolut is a good fit if you prioritize:

Convenience and a single app for banking + crypto.
Occasional buys or small investments (for small amounts, simplicity may outweigh slightly higher fees).
Users who don’t want to manage private keys or external wallets.

It’s less suitable if you need advanced trading features, lowest possible fees, professional charting, or frequent withdrawals to external custody.

Alternatives and when to use a dedicated exchange

Dedicated exchanges offer tools and lower fees for:

Active trading (low maker/taker fees, margin, derivatives).
Large trades (volume discounts and tiered fee schedules).
Lower-cost withdrawals if you aggregate transfers or use networks with cheap fees (e.g., certain chains or L2 solutions).

Consider registering with one of these exchanges — they often run promotions, lower trading fees, and liquidity advantages. (Links below are referral sign-ups.)

Binance registration: Open Binance
MEXC registration: Open MEXC
Bitget registration: Open Bitget
Bybit registration: Open Bybit

Revolut fee for crypto: regulatory and tax considerations

Crypto trades may create taxable events. In the UK, HMRC provides guidance for crypto asset taxation; see HMRC’s official guidance here: HMRC — Tax on Cryptoassets. In other jurisdictions, local tax authorities define reporting rules. Consider these steps:

Keep transaction records (date, amount, fiat value, fees).
Use Revolut export features or statements to capture trade history.
Consult a tax professional for your jurisdiction if you have significant trading activity.

Practical example: Choosing the cheapest route

Imagine you want to acquire $10,000 worth of BTC and later withdraw to your cold wallet. Compare two routes using hypothetical fees:

Route A — Revolut end-to-end:
- Buy markup 1.5% → $150
- Withdrawal network fee 0.0005 BTC ≈ $15
- Total cost ≈ $165 → effective 1.65%
Route B — Exchange (Binance):
- Deposit via bank transfer fee = $0
- Maker/Taker fee 0.10% (0.05% maker) on $10,000 = $10 (if maker)
- Withdrawal network fee 0.0004 BTC ≈ $12
- Total cost ≈ $22 → effective 0.22% (if you can place maker orders)

Conclusion: For large amounts and withdrawals, exchanges typically present much lower net costs if you can use low-fee trading strategies.

Advanced strategies and automation

For traders who use automated systems or bots, fee structure becomes a core part of strategy. If you want to explore automation and AI-driven trading strategies and how they interact with fee structures, consider advanced resources such as this guide on mastering AI agents in crypto trading: Mastering Crypto Trading with AI Agents.

Also read up on algorithmic trading and webhook/automation integrations when building secure, fee-aware bots: Secure Webhook Events Guide.

Security and custody — does Revolut give you private keys?

Historically, Revolut’s crypto product was custodial — the platform holds the private keys unless you use a wallet/withdrawal feature where available. If self-custody is important, transferring to a personal cold or hot wallet is required (and may incur the fees explained earlier). For more on when automated trading bots and custodial vs non-custodial setups are appropriate, read this review on trading bots in 2025: Are Trading Bots Any Good in 2025?.

When network fees spike — what to do

Blockchains like Ethereum can experience high gas during market rallies. To minimize costs:

Use layer-2 solutions or chains with lower gas (if supported by your exchange).
Use off-peak times for withdrawals — monitor Etherscan gas tracker or network dashboards.
Batch withdrawals where possible.

Practical checklist before buying or selling crypto on Revolut

Check the live buy/sell price in-app and compute the effective markup.
Confirm whether your account tier gives discounts.
Decide if you’ll hold in-app or withdraw — factor network fees into your plan.
Compare total executed cost to what you’d get on a dedicated exchange.
Keep records for tax reporting.

Frequently asked questions (FAQ)

What exactly is the “revolut fee for crypto”?

It’s not a single number — it’s the effective cost composed of Revolut’s implicit spread/markup on transactions, any subscription-level fees or discounts, possible FX conversion fees, and blockchain network fees if you withdraw to an external wallet. The app shows live in-transaction pricing so you can see the effective rate before confirming.

Does Revolut charge a fixed commission per trade?

Revolut generally uses an implicit markup rather than an explicit per-trade commission; however, their pricing model varies by region and account tier. Check your Revolut app for the precise terms that apply to your account.

Can I withdraw crypto from Revolut to my own wallet?

Where Revolut supports crypto withdrawals, you can move coins to an external wallet, but network fees will apply and the option may not be available in all regions or for every asset. Confirm in the app and review any withdrawal limits or minimums.

Are Revolut fees higher than exchange fees?

For occasional small buys, Revolut’s convenience can justify the slightly higher cost. For large volumes or frequent trading, exchanges typically offer lower fees, better execution options, and more control over withdrawal costs.

Conclusion — is Revolut the right choice?

Revolut excels at convenience and a unified banking/crypto experience. The revolut fee for crypto is a multi-part cost made of implicit markups and potential withdrawal network charges. For small, infrequent purchases or users who prioritize simplicity, Revolut is fine. For larger volumes, frequent trading, or low-cost withdrawals, dedicated exchanges (Binance, MEXC, Bitget, Bybit) usually provide lower net fees and more advanced controls. Use the checklist above before trading, and consider opening accounts on exchanges if you need better pricing—register here: Binance (link), MEXC (link), Bitget (link), Bybit (link).

Recommended next steps

Open the Revolut app and check your live crypto buy/sell quotes.
If you trade occasionally and value convenience, execute small buys inside Revolut.
If you plan to trade actively or move large amounts, compare total costs on an exchange and consider signing up via the links above.
For advanced strategies and automation, read the AI trading guide and webhook security guide: AI Trading Guide and Webhook Events Guide.
For fee-sensitive futures trading approaches, learn more at: Binance Futures Fees Explained.

For honest reviews and practical perspectives on automation and bots that interact with platform fee structures, see this 2025 review: Are Trading Bots Any Good in 2025?.

Always verify the current rates in-app before trading. Fees and product features evolve — staying informed saves money.