Crypto.com offers a range of credit and debit cards that allow users to conveniently spend their cryptocurrencies. However, it is essential to be aware of the fees associated with these cards to make informed decisions. This article explores the different fees related to Crypto.com cards and their impact on users.

1. Card Issuance Fee

When converting cryptocurrencies to fiat currencies for spending, Crypto.com uses the interbank exchange rate. However, a small markup may be applied to this rate, which is typically around 0.5%. While this markup is relatively low compared to traditional currency exchange fees, users should be aware of it.

6. Inactivity Fee

Understanding the fees associated with Crypto.com cards is crucial for users looking to make the most of their cryptocurrency spending. From card issuance fees to foreign transaction fees, it is essential to evaluate these costs and compare them against the benefits and features offered by each card tier. By making informed decisions, users can optimize their crypto spending experience with Crypto.com cards.

When applying for a Crypto.com card, users may have to pay a card issuance fee. This fee covers the cost of producing and delivering the physical card for the user. The specific amount of the fee depends on the type of card and the user's location.

2. Monthly Subscription Fee

When using a Crypto.com card to withdraw cash from an ATM, users may incur an ATM withdrawal fee. This fee is charged by the ATM operator and is independent of Crypto.com. It is important to check the fee structure and any limits set by the ATM provider before making a withdrawal.

4. Foreign Transaction Fee

Crypto.com Card Fees

Crypto.com offers different tiers of cards, each with its own set of benefits and features. To access these benefits, users are required to pay a monthly subscription fee. The fee varies based on the card tier, with higher-tier cards often offering more advantages.

3. ATM Withdrawal Fee

Crypto.com may charge an inactivity fee if a user's card remains inactive for an extended period. This fee serves as an incentive for users to utilize their cards regularly. It is important to check the terms and conditions for each card type to understand the specific duration of inactivity that triggers this fee.

Conclusion

For users who frequently travel or make purchases in foreign currencies, a foreign transaction fee may apply. This fee is charged when a transaction is conducted in a currency different from the card's default currency. It is crucial to consider this fee when using Crypto.com cards abroad or for international online purchases.